3.29.2016

Finding a Home Step 1

So here we are. You guys, in this month away from blogging, I've had 100's of people visit my blog, so I gotta be doing something right! (Thank you, Pinterest traffic.)

I gotta tell ya, this past month has been rough. But I just came back to the fact that I love DIY, I love thrifting, and I love making my house a home. I love it so much that I want to share it with all of you. I just gotta go with my gut on this. In the last month, I've been carting kids around to t-ball practices and games and working a full-time job. But I didn't come here to whine (all lies) and I'm keeping my chin up.

We are almost done saving for a house! We are shooting for this summer. Someone please buy me this I'm Like 104 % Tired T-shirt. I laughed for like 4 minutes when I saw this shirt, not gonna lie. Maybe I should go to bed...



JK, that's not my house, or even on my radar. But it is SO PRETTY.

Step 1: Find an ELP (endorsed local provider). This is someone who is familiar with Dave Ramsey, his baby steps, and what he suggests for the house hunting process.

For those of you not familiar with Dave Ramsey, he basically says you need to live within your means. Like for real. Actually do it. Then he lays out exact steps to take in his books:

The Total Money Makeover
Financial Peace Revisited

Baby Step 1: $1,000 saved in an emergency fund. Check
Baby Step 2: Pay off all debt. Check
Baby Step 3: Save 3-6 months worth of expenses. Checkish (we're working on this...)
Baby Step 3b: Buy a house, paying 20% down and get a 15 year mortgage. YAY

We have been researching real estate agents in the area and will start the interview process soon. I am so excited for the actually for real actually gonna happen NEXT STEP! 

What are your experiences with house hunting? How long did it take you to find a house? Tell me your horror stories, I want to know everything!

XOXO,
Crystal

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